![]() ![]() ![]() The plans that are offered by HMOs are often customizable but there is usually a limit to how much financial assistance you can get in a year. Their members can only avail of the benefits from those within that network. Their difference from private health insurance is that they have a network of doctors and healthcare providers. HMO or Health Maintenance Organizations are private organizations providing healthcare insurance to members. Related: How to Get Business Insurance in the Philippines HMO How much financial assistance will you get as a PhilHealth member? It depends on the illness or medical condition. Senior citizens aged 60 and over are automatically covered by PhilHealth, and recently, the Republic Act 11228 has been passed, which means Persons with Disabilities in the country will also receive special benefits from PhilHealth. If you are an employee, half of your monthly contribution will be shouldered by your employer and the other half will be deducted from your salary. ![]() PhilHealth has an established insurance program that provides financial assistance to Filipino citizens who are employed or otherwise, and in need of medical attention or surgery. Compared to private providers, this type of insurance is more affordable. The Philippine Health Insurance Corporation or PhilHealth is a government-run insurance provider. Let’s take a look at what each offers and what their differences are. There are three types of medical insurance in the Philippines that you can choose from. What is the Difference Between Health Insurance, PhilHealth, and HMO? ![]()
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